Jon DeGroff

At Schod, DeGroff & Associates, we help individuals and families build financial clarity, confidence, and control—no matter where they’re starting from. Our planning process is rooted in real-world guidance, not cookie-cutter advice. Whether you're focused on building wealth, protecting your income, reducing taxes, or preparing for retirement, we bring structure to your financial life so you can move forward with purpose.

Our areas of focus include:

• Cash Flow & Savings Strategy – Organize income, reduce waste, and design a plan to save with intention

• Insurance & Income Protection – Ensure your family, business, and future are secure, even if life takes a detour

• Tax-Efficient Planning – Minimize tax burden and keep more of what you earn through proactive design

• Investment & Retirement Planning – Grow wealth with clarity, confidence, and long-term discipline

• Legacy & Estate Coordination – Align your assets with your goals and values for the next generation

We don’t chase trends—we build plans that work when life gets messy.